Corporate Profile

Our Company

RAM Holdings Ltd. was founded in 1998 as a Bermuda-based provider of financial guaranty reinsurance. We conduct substantially all of our operations through our wholly owned subsidiary, RAM Reinsurance Company Ltd.

Our Business

We provide financial guaranty reinsurance for public finance and structured finance obligations, covering risks in both the United States and international markets. We reinsure policies underwritten by our primary financial guaranty insurance company customers to a remote-loss standard, meaning that risks are insured only if an insurer expects that no loss will occur during the term of the policy. Our financial resources are dedicated exclusively to the financial guaranty reinsurance business and we do not use our capital to compete with our customers in the primary financial guaranty insurance market or pursue other markets or businesses. We have sought to maintain high financial strength ratings, which maximizes the value of our reinsurance products by providing our customers with a significant amount of credit from ratings agencies on the business they reinsure with us. We believe that we have earned a reputation in the financial guaranty industry for management expertise, customer service, quality underwriting and sound risk management.