Debra J. Roberts, is Chief Executive Officer of Debra Roberts & Associates, LLC which provides risk transfer consulting and arbitration-related services to the domestic and international reinsurance industries. This company has served clients in the United States, Bermuda and Europe since 1993. From 1981 through 1993, Ms. Roberts held positions at three companies within the Swiss Reinsurance Group. She began as Senior Underwriter at North American Reassurance Company, Swiss Re's life and health reinsurer in New York. From 1986 until 1993, she served as Vice President of Atrium Corporation, a reinsurance intermediary wholly-owned by Swiss Re in New York City, and concurrently served as Vice President of European International Reinsurance Company Ltd. of Bridgetown, Barbados, a Swiss Re affiliate specializing in finite reinsurance for U.S. property and casualty companies. Ms. Roberts holds an M.B.A. from Fordham University Graduate School of Business and is a Chartered Financial Analyst.